Charlotte-Metrolina Immediate Past President CW4 Jay Garbus, (Ctr) USA (Ret) is presented the Chapter's 2020 MOAA 5-Star Level of Excellence Award from MOAA President and CEO, Lt.Gen. Dana Adkins, (Left) USAF (Ret) and MOAA Chairman of the Board Gen. Walter "Skip" Sharp, (Rt.) USA (Ret) at the MOAA Annual Meeting on October 14, 2021 at ceremonies in Washington, D.C.